Learn how to Apply, login, and Activate SDCCU cards:
San Diego County Credit Union is known as San Diego’s largest locally-owned financial institution. SDCCU has a strong mission to be the number one financial institution in the San Diego area. SDCCU does not issue stock or pay dividends to outside stockholders like most other financial institutions. This popular credit union offers financial services, such as savings, personal checking, commercial lending, home financing, mortgages, etc. to more than 1 million people in the United States. You can make your life easier in this tough pandemic time through this SDCCU card.
They will leave no stone unturned to bring you competitive interest rates on mortgages, credit cards, loans, and savings and also help you to resolve your financial problems. So, you can choose them according to your need and can apply from their official website. Here is a complete guide to activate, login, and use your credit card.
Features and benefits of SDCCU Credit card:
You can get a competitive salary, a motivating environment, growth opportunities, and a generous benefits package along with employment with this SDCCU card. here we have described such benefits which will vary based on length of service and full/part-time status. Check out the features and benefits below.
- You can get Medical, Dental, and Vision coverage from a choice of premier providers
- You can enjoy Company paid Group Term Life
- You can get Supplemental Insurance Plans
- You can get the benefit of a 401(k) Salary Savings Plan with a generous SDCCU contribution
- Company-paid Long Term Disability Insurance can be availed.
- Get the advantage of Paid Time Off
- Get Up to 10 paid holidays per year
- Enjoy Career advancement/internal promotion opportunities – 138 employees promoted in 2020
- Tuition Reimbursement Program can be availed.
- Enjoy Discounts on events and entertainment
- Get Annual wellness reimbursement
- Ongoing training can be availed.
- They will offer Casual dress at the Operations and Call Centers; business casual for branch staff
- You don’t have to do nights or Sundays for most positions
- You can get an On-site gym for Operations Centre employees
- Community event opportunities can be availed.
Apply for an SDCCU card:
Apply for your SDCCU card by following just a few simple steps given below.
- You have to visit the official website of the SDCCU card first www.sdccu.com/credit-cards-and-loans/visa-cards
- Then click on Apply now button just present on the upper left corner of that page.
- A new window will open then.
- Fill up the form with the correct personal details required in the fields given.
- Provide accurate information about your employment and financial status.
- After submitting the bank will review the form.
- You will get a reply within 60 sec.
Eligibility Criteria for Applying for SDCCU card:
If you want to apply for an SDCCU card then you must satisfy the following criteria.
- Applicants need to be at least 18 years old to get any of these cards.
- You must have an internet connection for applying for this card online.
- You must have a smart device like a computer or laptop.
- Your SDCCU card number and credentials must be needed for applying for this card.
Fees and Charges:
- Annual Percentage Rate (APR) for Purchases: Visa Signature (Non-Variable): 12.99%, 15.99%, 17.99%, or 22.99% when you open your account, based on your creditworthiness. Visa Platinum (Non-Variable): 9.99%, 12.99%, 14.99%, or 19.99% when you open your account, based on your creditworthiness. Share Secured Visa Classic (Fixed): 15.00%
- APR for Balance Transfers: Visa Signature (Non-Variable): 16.99%, 19.99%, 21.99% or 26.99% when you open your account, based on your creditworthiness. Visa Platinum (Non-Variable): 13.99%, 16.99%, 18.99% or 23.99% when you open your account, based on your creditworthiness. Share Secured Visa Classic (Fixed): 15.00%.
- APR for Cash Advances: Visa Signature (Non-Variable): 16.99%, 19.99%, 21.99% or 26.99% when you open your account, based on your creditworthiness.
Visa Platinum (Non-Variable): 13.99%, 16.99%, 18.99%, or 23.99% when you open your account, based on your creditworthiness. Share Secured Visa Classic (Fixed): 15.00%. - How to Avoid Paying Interest on Purchases: the due date is at least 25 days after the close of each billing cycle.
Annual Fee:
- Annual Fee – Visa Signature (Non-Variable): $89.00
- Annual Fee – Visa Platinum (Non-Variable): None
- Annual Fee – Share Secured Visa Classic (Fixed): $20.00
- Transaction Fees:
- Balance Transfer Fee: Either $1.00 or 2.00% of the amount of each balance transfer, whichever is greater.
- Cash Advance Fee: Either $1.00 or 2.00% of the amount of each cash advance, whichever is greater.
- Foreign Transaction Fee: Visa Signature (Non-Variable): 0.00% of each transaction in U.S. dollars.
- Foreign Transaction Fee: Visa Platinum (Non-Variable) and Share Secured Visa Classic (Fixed): 2.00% of each transaction in U.S. dollars.
Penalty Fees:
- Late Payment Fee: Up to $10.00
- Returned Payment Fee: Up to $20.00
- Card Replacement Fee: $5.00 each
- Statement Copy Fee: $5.00 per document
- Non-CO-OP ATM Withdrawal Fee: $2.00 each
- Non-CO-OP ATM Inquiry Fee: $1.00 per inquiry
- International ATM Withdrawal Fee: $5.00 each
SDCCU Card Activation:
Online method
If you want to activate your SDCCU card through the online method then you must log in to your online account first. If you don’t have an online account yet then click on the enroll option in the activation page to create an online account then follow these steps to activate your card.
- First you have to open your device.
- Then access the authorized activation code there.
- Visit the search bar and enter sdccu.com/activate there in the given space.
- There you have to find the button that says “Activate”.
- Then press the button and access the secure login page.
- There you have to provide details like your “Username” and “Password”.
- Your activation process has been completed.
- After completing the activation process you can easily make purchases and payments.
Create online account in SDCCU card:
Online:
If you want to activate and get access to your card then you have to enroll in an online account of SDCCU. Follow the mentioned steps to create a new one.
- First visit the activation page of SDCCU www.sdccu.com/banking/open-an-account
- Then you have to click on the button says “open now”.
- Then you have to fill the form with desired personal details and other requirements.
- Then you have to create a username and password.
- With this user id and password, you can sign in to your account at any time.
Through phone call:
If you don’t have any Wi-Fi and still want to activate your card then you can follow these steps to activate your card.
- First, you have to switch on your Phone.
- Then dial (877) 732-2848.
- You have to follow the instructions to easily activate your Barclays credit card.
- You can easily get the number from the “Contact Us” page if you have knowledge of the internet.
- For that, you just need to visit the homepage of Barclays and select the “Contact Us” option available there.
- You can visit any of their convenient branch locations to apply for an SDCCU card.
Essentials needed for opening an SDCCU online account:
Before opening an online account in SDCCU you must check the below-mentioned list of essentials that are needed for applying.
- Anyone living or working throughout Southern California: Imperial, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Luis Obispo, Santa Barbara or Ventura counties can apply to this card.
- Any immediate family or household member of an SDCCU member can apply.
- You can Join the Financial Fitness Association for a low $8 fee.
- Government-issued ID/ Drivers License/State ID or Passport with current address
- Your complete physical and mailing address
- Social Security Number
- Date of Birth
Also Read: Activation guide for Mercury MasterCard Online Account
Benefits of Online Banking:
- You can easily view your statements online.
- Your every single transaction can be tracked.
- Online credit card bill payment.
- Alert receive on your mobile phone or email.
- You can check balance and account activity anywhere, anytime from your smartphone or laptop.
SDCCU Card LogIn:
If you want to log in to your online account of SDCCU card then follow the steps mentioned below.
- You have to visit the official website of the SDCCU card first www.sdccu.com/credit-cards-and-loans/visa-cards
- Then you have to click on the login option present at the upper left corner of that page.
- You will need to provide your user’s name and password to the mandatory fields given.
- Click on the login option.
Recover Password for SDCCU card:
If you have forgotten the user id or password then don’t need to worry. You can get your access to your online account again by following these simple steps.
- You have to visit the official website of the SDCCU card first www.sdccu.com/credit-cards-and-loans/visa-cards.
- Click on forgot your password? option.
- You have to provide some basic information like the last 6 digits of card or account number and social security number or tax id number.
- Then click on the continue button.
- They will send you mail with a link to change your password.
- Reset your password within the given time and get access to your account.
- Click on the forgot username option.
- Then fill up the given space with social security number and your account number.
- Then click on the submit button.
- Reset your username.
SDCCU card bill payment:
You can make your bill payments through online banking, mobile app, on call or through mail also.
Online bill payment:
- You have to visit the official website of SDCCU card first www.sdccu.com/credit-cards-and-loans/visa-cards
- Then you have to click on the login option.
- Then provide your user id and password.
- Click on the sign in button.
- Once you have logged in to your account click on the bill pay option.
- Then you have to choose how much you have to pay.
- Then select when you want to pay.
- Add a person or company you want to pay.
- Click on make payments.
Through Mobile app:
- Open the app in your android.
- Login to your account using user id and password.
- You have to select your card.
- Click on make a payment option.
Payment through mail:
If you want to make your payment through mail then you can send a check or money order (but not cash) to
San Diego County Credit Union
Attn: Deposits, Payments or Payoffs
P.O. Box 269040
San Diego, CA 92196-9040. Make sure to write your credit card number on the check.
For payments or payoffs delivered by FedEx/UPS, remit to:
San Diego County Credit Union
Attn: Payments or Payoffs
6545 Sequence Drive
San Diego, CA 92121
You have to send it early enough that it will arrive by the due date.
- Call In payment:
You can Call (877) 732-2848 and enter your card information when prompted.
Monday – Thursday: 8 a.m. to 5 p.m.
Friday: 8 a.m. to 6 p.m.
Saturday: 9 a.m. to 4 p.m.
- Payment at branch:
You can easily make your payment through visiting any SDCCU branch during normal business hours.
Lock and unlock SDCCU card:
When you realize that you have lost your credit card then don’t worry because SDCCU is here to eases this pain a little by allowing you to lock your card from their app. They will ensure that it can’t be used if someone picks it up. And you can unlock it just as easily when you will find it. Follow some simple steps given below to lock and unlock your card.
- First you have to visit the homepage of SDCCU.
- You have to sign in to your account using your login Id and password.
- Click on the sign in button.
- Then click on the menu tab provided in the lower right-hand corner.
- Then you have to select ‘manage debit card settings’ option.
- Then you have to look for the card you want to lock.
- You have to confirm that the last four digits and name on the card graphic match the card you’d like to lock.
- Click on the lock your card option present below your virtual card.
- Then a confirmation page will appear where you can read what you can and can’t do with a locked card.
- And when you want to unlock your card just tap on the green lock card switch to unlock it again.
- A confirmation message will appear that your card has been unlocked and ready to use.
Activation issues:
You may find some kind of activation errors during activation of your SDCCU card. Due to these reasons you might not carry out the process successfully. You can call it the common activation issue. Here below we have described the process to fix the issues.
- One of the common errors that many customers face is because of credentials are incorrect. You have to correctly provide the details to activate your SDCCU card online. The activation process fails due to this. you need to be very careful while entering the credentials.
Customer Support:
For further queries.
Information Centre Hours:
Monday – Thursday: 8 a.m. to 5 p.m.
Friday: 8 a.m. to 6 p.m.
Saturday: 9 a.m. to 4 p.m.
You can send your compliment or complaint to:
PO Box 261209
Attn: Compliments & Complaints
San Diego, CA 92196-1209
You can contact them through phone numbers mentioned below.
Call at (877) 732-2848
From outside the U.S.: (858) 453-2112
You may also receive text messages from the following short codes:
- 21556 (Fraud Text Alerts)
- 73228 (Text Banking)
- 473228 (Other Messaging)
Consumer Loans:
Auto insurance and after-market products: (858) 597-2593
Auto payoffs and general servicing: (858) 249-7985
Auto registration and titling: (858) 597-2578
Real Estate Loans:
Payoffs and general servicing: e-fax (858) 597-2584
For deposits, loan payments or payoffs, remit to:
San Diego County Credit Union
Attn: Deposits, Payments or Payoffs
P.O. Box 269040
San Diego, CA 92196-9040
For payments or payoffs delivered by FedEx/UPS, remit to:
San Diego County Credit Union
Attn: Payments or Payoffs
6545 Sequence Drive
San Diego, CA 92121
Reference:
www.sdccu.com/credit-cards-and-loans/visa-cards
www.sdccu.com/banking/open-an-account
