How to apply for The Home Depot Project Loan
The Home Depot Project Home Loan is a type of In-Store or online financing that works like a line of credit and a term loan. You will receive a credit card with a limit between $2500 and $ 55,000. You will get a six-month buying window, whatever you need from The Home Depot, you can buy with the credit card while making interest-only repayments.
The project loan was specifically designed for major home improvements. After six months, you need to repay the loan with a fixed installment over 84 months. There are no penalties for pre-payment, you can pay extra to save on interest with such a long term. The Home Depot Project Loan is for a regular customer who is looking for finance, which is more affordable than credit cards. With this project loan, you can only use this fund to shop from The Home Depot.
Who is eligible to apply for the Home Depot Project Loan:
There are certain requirements which should be fulfilled to get eligible for the Home Depot Project Loan, which is as follows
- The applicant must have a credit score of at least 600.
- The applicant must be a permanent resident of the United States
- The applicant must be at least 18 years of old or must be at least 19 years of old for the resident of Alabama or Nebraska at the time of application.
- The resident of Guam, Puerto Rico or the Virgin Island is not eligible to apply for the Home Depot Project Loan.
- The applicant debt-to-income ratio and overall financial capabilities will be considered for the approval of the loan.
Why would you like to apply for the Home Depot Project Loan:
- The loan application process is very simple and easy, you can apply it online or through in-store.
- You can apply for a minimum loan of amount $2500.
- You will get a six-month buying window, you don’t need to start making full payment until six months.
- You will get an extended 7 years to repay your loan.
- You can make a hassle-free repayment, with auto-pay automatic monthly repayment options.
- There are no fees to apply for the Home Depot Project Loan.
- There are no pre-payment penalties also, which save you hundreds of dollars on interest.
- You can apply for the Home Depot Project Loan with a co-borrower, which increases your chance of loan approval.
- The interest rate is lower than the credit card, which makes it an affordable finance option.
- You only need 600 credit score to apply for the loan.
How to apply for the Home Depot Project Loan:
- To, apply for the Home Depot Project Loan, you could visit the following page www.thdloan.com
- Here, you could click on the “Apply for a project loan” option
- Now, you will be asked to enter your “Mvendor number” and select “service provider category”
- And, click “Submit”
- Thereafter, you need to follow the direction to accept your offer and activate your loan account.
- After getting final approval from the service provider, Home Depot issue a project loan credit card that you can use it for in-store or online purchases.
How to make a payment for the Home Depot Project Loan through online:
- To, make a payment for the Home Depot Project Loan through online, you could visit the following page www.thdloan.com
- Now, you could click on “Make a Payment” option
- Thereafter, you will be required to logging to your account, by entering your “User id” and “Password”
- And, click “Log in”
- After successfully logging to your account, you could select from a variety of options to make your payment.
How to make a payment for the Home Depot Project Loan through phone:
-
To, make a payment for the Home Depot Project Loan through phone, you could reach to their customer executives through the following number
1-877-476-3860
Monday – Saturday 6 am -1 am (EST)
-
And, follow the instruction to make a payment.
How to make a payment for the Home Depot Project Loan through postal mail:
- To, make a payment for the Home Depot Project Loan through postal mail, you could send your draft to the following address
Dept #3025
Home Depot Loan Services
PO Box 2153
Birmingham AL 35287-3025
-
Make sure you write your Loan ID/ Number at the back of your Draft.
If you have any inquiries or need any assistance, you could contact The Home Depot, through the following options
Also Read : Apply For Bills Happen Loan Online
How to contact The Home Depot:
- To, get an immediate response, you could reach to their customer executives, through the following number, dial
1-877-476-3860
Monday – Saturday 6 am – 1 am (ET)
Sunday 8 am – 1 am (ET)
- You could reach to them through email also, you could write them at the following address
- And, if you want to make a payment through postal mail, you could send your draft to the following address
Dept #3025
Home Depot Loan Services
PO Box 2153
Birmingham AL 35287-3025
- Last but not the least, you could follow The Home Depot through their social medial handler
Facebook – www.facebook.com/homedepot
Instagram – www.instagram.com/thehomedepotmx
YouTube- www.youtube.com/user/homedepot
Pinterest – www.pinterest.com/homedepot
Reference – www.thdloanonline.com
