How to Apply for Upstart Loan with Invitation Code:
Upstart offers personal loans of $1,000 to $50,000 to borrowers with fair or better credit. But, if you have excellent credit, then you may find a lower rate and fewer fees elsewhere. But Upstart provides completive pricing with some lenders who offer loans to those with fair credit ratings. They are also unique in the fact that it considers factors outside of your credit ratings, such as your education or job history, at the time of applying for the personal loan. So, in case your credit score is not perfect, then still you may qualify for a loan.
The APR for the Upstart personal loan starts at 6.76%. They offer loans through their lending platform ranging from $1,000 and $50,000. Upstart offers two options for repayment: three years or five years.
Pros and Cons of Upstart Loan:
Pros:
- Upstart loans are fast funding and you will get the funding as soon as one business day. 99% of loan applicants can access their loan proceeds one business day after they accept your loan. However, if you are using an Upstart loan to pay your education-related expenses, federal law, then you might have to wait around 3 business days.
- There will be no prepayment penalty fees on the Upstart loan. Upstart allows you to pay off your loan early without any penalty fees.
- You can borrow loans from Upstart for almost any purpose. There are some lenders who are restrictive in how you are allowed to use the money you borrow.
Cons:
- Upstart charges a higher origination fee than the other providers. If you charge an origination fee of any size, it will come out of your loan before you receive the money you borrowed.
- The annual percentage rate is higher than the other completive lenders in the market. For every $1,000, your APR will be $37.
Apply for Upstart Loan with Invitation Code:
If you have received the mail offer, then you can easily apply for the Upstart loan. You have to follow these simple steps below to apply for the Upstart loan:
- Firstly, you need to click on this link www,upstart.com.
- There on that page, you have to click on the Have a Mail Offer Code option.
- Provide your mail offer code on the required field and click on the Submit button.
- Then, you can simply proceed further to complete your Upstart loan application process.
Apply for Upstart Loan without Invitation Code:
If you haven’t received any Upstart loan mail offer, still you can apply for the Upstart loan. You have to follow these simple steps below to apply for an Upstart loan:
- Firstly, you need to visit the official website of Upstart.
- You can simply click on this link www,upstart.com, for direct access to the website.
- There, from the homepage, you have to select the loan purpose.
- You have to choose your loan amount between $1,000 and $50,000.
- Then, you just have to select the Next button for the steps further.
- Select the loan purpose on the next steps and click on the Next button.
- You have to provide your first name and last name on the required fields and select the Next button.
- In the next step, you have to choose your birth date and select the Next button.
- You need to enter your address and click on the Next button.
- After that, you can simply follow the on-screen details to complete your loan application process.
Types of Loans Offered by Upstart
These are the following types of loans that Upstart offers:
- Debt Consolidation
- Medical Loans
- Home Improvement
- Moving Loans
- Wedding Loans
- Travel
- Business Startup or Expansion
How to Login at Upstart Loan Account:
In order to manage your Upstart loan account, you have to log in to your account. To access your loan account, you will require your registered email address and password. You have to follow these simple steps below to access your loan account:
- Simply click on this link www.upstart.com/login.
- Then, on the given fields, you just need to provide your email address and password.
- After entering all the necessary details, you just have to select the Log In button.
- If you entered the right login credentials, then you will be logged in to your Upstart loan account.
Also Read: Discover Home Equity Loan Apply
Upstart Contact Info
If you face any difficulties while applying for the Upstart loan, then you can contact the customer service department.
Phone:
Customer Support:
(650) 204-1000Â (local)
1-855-438-8778Â (toll-free)
Corporate Inquiries:
1-833-212-2461Â (toll-free)
Operating Hours:
Monday to Friday on business days:
6:00 AM to 5:00 PM PT (9:00 AM to 8:00 PM ET)
Saturday and Sunday:
6:00 AM to 5:00 PM PT (9:00 AM to 8:00 PM ET)
Mailing Address:
Upstart Operations Dept.
P.O. Box 1503
San Carlos, CA 94070
Reference Link:
